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HR 6955 119th Congress

Main Street Capital Access Act

Introduced Jan 7, 2026 Latest action Jul 22, 2026 Sponsor: Rep. Hill, J. French [R-AR-2] Finance and Financial Sector
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Source: Congress.govLatest available (refresh delayed). Last successful refresh: 2026-07-28 22:08:48 UTC.

Source-linked procedural record

Bill journey

30 dated records

This is a chronology, not a progress score. Politically.com does not classify stages or infer what comes next. Records sharing a date are grouped because not every source field supplies a time.

Congress.gov Latest available (refresh delayed) U.S. Senate XML Recently refreshed
Introduction 1 One supplied introduction date.
Official actions 22 22 dated action records.
Committees 2 2 undated relationships.
Amendments 1 1 dated, 0 without a supplied date.
Text versions 4 4 dated, 0 without a supplied date.
House roll calls 2 2 exact-key matchs.
Senate roll calls 0 No exact document-key match in the Senate-vote cache.
Related measures 26 26 undated relationships.
Linked law 0 No linked law record is cached; this does not predict outcome.

  1. Official action Congress.gov

    Referred to the House Committee on Financial Services.

    IntroReferral · House floor actions · Code H11100

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    Official action Congress.gov

    Introduced in House

    IntroReferral · Library of Congress · Code Intro-H

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    Official action Congress.gov

    Introduced in House

    IntroReferral · Library of Congress · Code 1000

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    Text version Congress.gov

    Introduced in House

    A dated text-version record is available.

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  2. Official action Congress.gov

    Ordered to be Reported by the Yeas and Nays: 26 - 16.

    Committee · House committee actions · Code H19000

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    Official action Congress.gov

    Committee Consideration and Mark-up Session Held

    Committee · House committee actions · Code H15001

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  3. Official action Congress.gov

    Placed on the Union Calendar, Calendar No. 535.

    Calendars · House floor actions · Code H12410

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    Official action Congress.gov

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-617.

    Committee · House floor actions · Code H12200

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    Official action Congress.gov

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-617.

    Committee · Library of Congress · Code 5000

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    Text version Congress.gov

    Reported in House

    A dated text-version record is available.

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  4. Official action Congress.gov · 8:33 pm UTC

    Rules Committee Resolution H. Res. 1438 Reported to House. Rule provides for consideration of H.R. 8800, H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955 and H.R. 9770. The resolution provides for consideration of H.R. 8800 under a structured rule and for consideration of H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955, and H.R. 9770 under a closed rule, with one hour of debate on each measure and one motion to recommit on H.R. 8800, H.R. 8884, H.R. 7008, H.R. 6955, and H.R. 9770.

    Floor · House floor actions · Code H1L210

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  5. Text version Congress.gov

    Engrossed in House

    A dated text-version record is available.

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    Amendment Congress.gov

    HAMDT 241

    On agreeing to the Rules amendment (A001) Agreed to without objection.

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    Official action Congress.gov · 2:43 pm UTC

    Considered under the provisions of rule H. Res. 1438. (consideration: CR H4707-4731)

    Floor · House floor actions · Code H30000

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    Official action Congress.gov · 2:43 pm UTC

    Rule provides for consideration of H.R. 8800, H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955 and H.R. 9770. The resolution provides for consideration of H.R. 8800 under a structured rule and for consideration of H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955, and H.R. 9770 under a closed rule, with one hour of debate on each measure and one motion to recommit on H.R. 8800, H.R. 8884, H.R. 7008, H.R. 6955, and H.R. 9770.

    Floor · House floor actions · Code H8D000

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    Official action Congress.gov · 2:44 pm UTC

    DEBATE - The House proceeded with one hour of debate on H.R. 6955.

    Floor · House floor actions · Code H8D000

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    Official action Congress.gov · 3:50 pm UTC

    The previous question was ordered pursuant to the rule.

    Floor · House floor actions · Code H35000

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    Official action Congress.gov · 3:50 pm UTC

    Ms. Garcia (TX) moved to recommit to the Committee on Financial Services. (text: CR H4731)

    Floor · House floor actions · Code H36200

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    Official action Congress.gov · 3:51 pm UTC

    The previous question on the motion to recommit was ordered pursuant to clause 2(b) of rule XIX.

    Floor · House floor actions · Code H8A000

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    Official action Congress.gov · 3:51 pm UTC

    POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 6955, the Chair put the question on motion to recommit and by voice vote, announced that the noes had prevailed. Ms. Garcia (TX) demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.

    Floor · House floor actions · Code H8D000

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    Official action Congress.gov · 9:53 pm UTC

    Considered as unfinished business. (consideration: CR H5018-5019)

    Floor · House floor actions · Code H30000

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    Official action Congress.gov · 10:00 pm UTC

    On motion to recommit Failed by the Yeas and Nays: 210 - 216 (Roll no. 270).

    Floor · House floor actions · Code H36210

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    Official action Congress.gov · 10:06 pm UTC

    On passage Passed by the Yeas and Nays: 270 - 155, 1 Present (Roll no. 271). (text of amendment in the nature of a substitute: CR H4708-4722)

    Floor · House floor actions · Code H37100

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    Official action Congress.gov · 10:06 pm UTC

    Passed/agreed to in House: On passage Passed by the Yeas and Nays: 270 - 155, 1 Present (Roll no. 271).

    Floor · Library of Congress · Code 8000

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    Official action Congress.gov · 10:06 pm UTC

    Motion to reconsider laid on the table Agreed to without objection.

    Floor · House floor actions · Code H38310

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  6. Official action Congress.gov

    Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

    IntroReferral · Senate

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    Text version Congress.gov

    Referred in Senate

    A dated text-version record is available.

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View the complete bill journey as an accessible table
Every dated cached record linked to HR 6955. Same-date row order does not assert procedural sequence.
Date and timeRecordOfficial detailSource
IntroductionIntroduced Introduced in the House. Congress.gov
Official actionReferred to the House Committee on Financial Services. No additional detail supplied.IntroReferral · House floor actions · Code H11100 Congress.gov
Official actionIntroduced in House No additional detail supplied.IntroReferral · Library of Congress · Code Intro-H Congress.gov
Official actionIntroduced in House No additional detail supplied.IntroReferral · Library of Congress · Code 1000 Congress.gov
Text versionIntroduced in House A dated text-version record is available. Congress.gov
Official actionOrdered to be Reported by the Yeas and Nays: 26 - 16. No additional detail supplied.Committee · House committee actions · Code H19000 Congress.gov
Official actionCommittee Consideration and Mark-up Session Held No additional detail supplied.Committee · House committee actions · Code H15001 Congress.gov
Official actionPlaced on the Union Calendar, Calendar No. 535. No additional detail supplied.Calendars · House floor actions · Code H12410 Congress.gov
Official actionReported (Amended) by the Committee on Financial Services. H. Rept. 119-617. No additional detail supplied.Committee · House floor actions · Code H12200 Congress.gov
Official actionReported (Amended) by the Committee on Financial Services. H. Rept. 119-617. No additional detail supplied.Committee · Library of Congress · Code 5000 Congress.gov
Text versionReported in House A dated text-version record is available. Congress.gov
Official actionRules Committee Resolution H. Res. 1438 Reported to House. Rule provides for consideration of H.R. 8800, H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955 and H.R. 9770. The resolution provides for consideration of H.R. 8800 under a structured rule and for consideration of H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955, and H.R. 9770 under a closed rule, with one hour of debate on each measure and one motion to recommit on H.R. 8800, H.R. 8884, H.R. 7008, H.R. 6955, and H.R. 9770. No additional detail supplied.Floor · House floor actions · Code H1L210 Congress.gov
Text versionEngrossed in House A dated text-version record is available. Congress.gov
AmendmentHAMDT 241 On agreeing to the Rules amendment (A001) Agreed to without objection. Congress.gov
Official actionConsidered under the provisions of rule H. Res. 1438. (consideration: CR H4707-4731) No additional detail supplied.Floor · House floor actions · Code H30000 Congress.gov
Official actionRule provides for consideration of H.R. 8800, H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955 and H.R. 9770. The resolution provides for consideration of H.R. 8800 under a structured rule and for consideration of H.R. 8884, H. Con. Res. 113, H.R. 7008, H.R. 6955, and H.R. 9770 under a closed rule, with one hour of debate on each measure and one motion to recommit on H.R. 8800, H.R. 8884, H.R. 7008, H.R. 6955, and H.R. 9770. No additional detail supplied.Floor · House floor actions · Code H8D000 Congress.gov
Official actionDEBATE - The House proceeded with one hour of debate on H.R. 6955. No additional detail supplied.Floor · House floor actions · Code H8D000 Congress.gov
Official actionThe previous question was ordered pursuant to the rule. No additional detail supplied.Floor · House floor actions · Code H35000 Congress.gov
Official actionMs. Garcia (TX) moved to recommit to the Committee on Financial Services. (text: CR H4731) No additional detail supplied.Floor · House floor actions · Code H36200 Congress.gov
Official actionThe previous question on the motion to recommit was ordered pursuant to clause 2(b) of rule XIX. No additional detail supplied.Floor · House floor actions · Code H8A000 Congress.gov
Official actionPOSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 6955, the Chair put the question on motion to recommit and by voice vote, announced that the noes had prevailed. Ms. Garcia (TX) demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced. No additional detail supplied.Floor · House floor actions · Code H8D000 Congress.gov
Official actionConsidered as unfinished business. (consideration: CR H5018-5019) No additional detail supplied.Floor · House floor actions · Code H30000 Congress.gov
Official actionOn motion to recommit Failed by the Yeas and Nays: 210 - 216 (Roll no. 270). No additional detail supplied.Floor · House floor actions · Code H36210 Congress.gov
Official actionOn passage Passed by the Yeas and Nays: 270 - 155, 1 Present (Roll no. 271). (text of amendment in the nature of a substitute: CR H4708-4722) No additional detail supplied.Floor · House floor actions · Code H37100 Congress.gov
Official actionPassed/agreed to in House: On passage Passed by the Yeas and Nays: 270 - 155, 1 Present (Roll no. 271). No additional detail supplied.Floor · Library of Congress · Code 8000 Congress.gov
Official actionMotion to reconsider laid on the table Agreed to without objection. No additional detail supplied.Floor · House floor actions · Code H38310 Congress.gov
Official actionReceived in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. No additional detail supplied.IntroReferral · Senate Congress.gov
Text versionReferred in Senate A dated text-version record is available. Congress.gov
House roll callHouse roll 270 On Motion to RecommitFailed Congress.gov
House roll callHouse roll 271 On PassagePassed Congress.gov

House roll calls join only on matching Congress, legislation type, and number. Senate roll calls join only on matching source-supplied document type and number, not question text. Committee and related-measure relationships have no date in their relationship records and therefore are counted above but never placed on the chronology.

Congressional Research Service

CRS summary

Reported to House Apr 20, 2026

Main Street Capital Access Act or the Main Street ActThis bill lessens and otherwise modifies banking regulations, including those regarding institution formation, supervision by federal financial regulators, and bank merger requirements. Under the bill, new banks have a three-year phase-in period to meet certain capital requirements. The bill also reduces the leverage ratio for certain rural community banks.Financial regulators must (1) tailor regulatory actions to limit burdens on financial institutions and must consider the institutions' risk profiles and business models, and (2) review their regulations more frequently and expand the scope of these reviews. The bill eases requirements regarding bank mergers, for example, by allowing financial regulators to approve certain bank mergers without considering if the merger is noncompetitive or monopolistic.The bill increases the dollar asset thresholds for various fees, reporting requirements, and other regulatory requirements so that more financial companies and banks are exempt from these requirements. For example, the bill increases the total asset threshold above which financial holding companies need Federal Reserve Board approval to acquire a company, thereby allowing for more acquisitions without board approval. The bill also raises certain asset thresholds so as to allow additional small bank holding companies to operate with higher debt levels and additional small banks to qualify for a longer examination cycle.The bill also provides flexibilities regarding the use of reciprocal deposits, the resolution of failed banks, and other regulated activities.

Official documents

Text versions