HR 2082 119th Congress
WISH Act
To amend title II of the Social Security Act to provide for long-term care insurance benefits, and for other purposes.
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Introduction Congress.gov
Introduced
Introduced in the House.
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Referred to the House Committee on Ways and Means.
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Introduced in House
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Introduced in House
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Introduced in House
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| Date and time | Record | Official detail | Source |
|---|---|---|---|
| IntroductionIntroduced | Introduced in the House. | Congress.gov | |
| Official actionReferred to the House Committee on Ways and Means. | No additional detail supplied.IntroReferral · House floor actions · Code H11100 | Congress.gov | |
| Official actionIntroduced in House | No additional detail supplied.IntroReferral · Library of Congress · Code Intro-H | Congress.gov | |
| Official actionIntroduced in House | No additional detail supplied.IntroReferral · Library of Congress · Code 1000 | Congress.gov | |
| Text versionIntroduced in House | A dated text-version record is available. | Congress.gov |
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Congressional Research Service
CRS summary
Well-Being Insurance for Seniors to be at Home Act or the WISH ActThis bill establishes a federal long-term care insurance benefit and provides specified funds for the program.To be eligible, an individual must have reached retirement age (currently between 65 and 67, depending on the individual’s year of birth) and have had a continual serious functional disability for between one and five years, depending on the individual’s income.Under the bill, an individual has a continual serious functional disability if a licensed health care practitioner has certified that the individualhas been unable to perform at least two activities of daily living (including eating, bathing, dressing, and using the bathroom) without substantial assistance for at least 90 days, or has a similar level of disability; orrequires substantial supervision to protect them from threats to health and safety due to severe cognitive impairment. The individual must also be expected to remain disabled for at least one year.The bill also establishes a Federal Long-Term Care Insurance Trust Fund and provides specified funds for the initial establishment of the benefit program, benefit payments during FY2026-FY2028, and public education related to the program.Finally, the Government Accountability Office must periodically report to Congress on consumer understanding of long-term insurance offerings, the likelihood of manipulation of eligibility criteria by beneficiaries, and the likelihood of financial exploitation or mistreatment by others on whom a beneficiary is dependent.
Official documents
Text versions
- Introduced in HouseMar 11, 2025