S 245 119th Congress
Insure Cybersecurity Act of 2025
A bill to require the Assistant Secretary of Commerce for Communications and Information to establish a working group on cyber insurance, to require dissemination of informative resources for issuers and customers of cyber insurance, and for other purposes.
Official Title as Introduced Congress.gov
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Bill journey
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Introduction Congress.gov
Introduced
Introduced in the Senate.
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Read twice and referred to the Committee on Commerce, Science, and Transportation.
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Introduced in Senate
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Introduced in Senate
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Committee on Commerce, Science, and Transportation. Ordered to be reported without amendment favorably.
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Placed on Senate Legislative Calendar under General Orders. Calendar No. 90.
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Committee on Commerce, Science, and Transportation. Reported by Senator Cruz without amendment. With written report No. 119-28.
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Committee on Commerce, Science, and Transportation. Reported by Senator Cruz without amendment. With written report No. 119-28.
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Reported to Senate
A dated text-version record is available.
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View the complete bill journey as an accessible table
| Date and time | Record | Official detail | Source |
|---|---|---|---|
| IntroductionIntroduced | Introduced in the Senate. | Congress.gov | |
| Official actionRead twice and referred to the Committee on Commerce, Science, and Transportation. | No additional detail supplied.IntroReferral · Senate | Congress.gov | |
| Official actionIntroduced in Senate | No additional detail supplied.IntroReferral · Library of Congress · Code 10000 | Congress.gov | |
| Text versionIntroduced in Senate | A dated text-version record is available. | Congress.gov | |
| Official actionCommittee on Commerce, Science, and Transportation. Ordered to be reported without amendment favorably. | No additional detail supplied.Committee · Senate | Congress.gov | |
| Official actionPlaced on Senate Legislative Calendar under General Orders. Calendar No. 90. | No additional detail supplied.Calendars · Senate | Congress.gov | |
| Official actionCommittee on Commerce, Science, and Transportation. Reported by Senator Cruz without amendment. With written report No. 119-28. | No additional detail supplied.Committee · Senate | Congress.gov | |
| Official actionCommittee on Commerce, Science, and Transportation. Reported by Senator Cruz without amendment. With written report No. 119-28. | No additional detail supplied.Committee · Library of Congress · Code 14000 | Congress.gov | |
| Text versionReported to Senate | A dated text-version record is available. | Congress.gov |
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Congressional Research Service
CRS summary
Insure Cybersecurity Act of 2025This bill requires the National Telecommunications and Information Administration (NTIA) to establish a working group on cyber insurance policies. Under the bill, these are defined as policies that offer coverage for losses, damages, and costs incurred due to cyberattacks and related incidents.The working group is directed to analyze and address issues in the cyber insurance market facing both insurers and their customers. Specifically, the working group must develop information for customers on how to effectively evaluate policy options, and for insurers on how to clearly communicate with customers regarding policy provisions.Additionally, the working group is directed to analyze and explain in layman’s termsterminology commonly used in cyber insurance policies, including terminology used to include or exclude coverage for losses from cyber incidents;how common policy provisions correspond to cyber incidents and potential responses, including ransomware and potential ransom payments; andconstraints faced by insurers in covering higher losses in cyber risk areas, such as reputational damage and loss of intellectual property.At the conclusion of the working group's term, NTIA must publish and disseminate informative resources for cyber insurance stakeholders, including any recommendations formulated by the working group.
Official documents
Text versions
- Reported to SenateJun 9, 2025
- Introduced in SenateJan 24, 2025