S 723 119th Congress
Tribal Trust Land Homeownership Act of 2025
A bill to require the Bureau of Indian Affairs to process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines, and for other purposes.
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Bill journey
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Introduction Congress.gov
Introduced
Introduced in the Senate.
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Read twice and referred to the Committee on Indian Affairs. (text: CR S1350-1352)
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Introduced in Senate
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Introduced in Senate
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Committee on Indian Affairs. Ordered to be reported without amendment favorably.
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Placed on Senate Legislative Calendar under General Orders. Calendar No. 148.
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Committee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.
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Committee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.
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Reported to Senate
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Star Print ordered on 119-60.
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Passed Senate without amendment by Unanimous Consent. (consideration: CR S8689-8691; text: CR S8689-8691)
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Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
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Engrossed in Senate
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Message on Senate action sent to the House.
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Received in the House.
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Held at the desk.
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Mr. Westerman moved to suspend the rules and pass the bill.
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Considered under suspension of the rules. (consideration: CR H2359-2362; text: CR H2359-2361)
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DEBATE - The House proceeded with forty minutes of debate on S. 723.
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At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
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Considered as unfinished business. (consideration: CR H2390)
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On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).
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Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).
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Motion to reconsider laid on the table Agreed to without objection.
Open bill recordHouse roll call Congress.gov · 7:13 pm UTC
House roll 81
On Motion to Suspend the Rules and Pass
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Presented to President.
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Presented to President.
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Became Public Law No: 119-88.
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Became Public Law No: 119-88.
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Signed by President.
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Signed by President.
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Public Law 119-88
Tribal Trust Land Homeownership Act of 2025
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Public Law
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View the complete bill journey as an accessible table
| Date and time | Record | Official detail | Source |
|---|---|---|---|
| IntroductionIntroduced | Introduced in the Senate. | Congress.gov | |
| Official actionRead twice and referred to the Committee on Indian Affairs. (text: CR S1350-1352) | No additional detail supplied.IntroReferral · Senate | Congress.gov | |
| Official actionIntroduced in Senate | No additional detail supplied.IntroReferral · Library of Congress · Code 10000 | Congress.gov | |
| Text versionIntroduced in Senate | A dated text-version record is available. | Congress.gov | |
| Official actionCommittee on Indian Affairs. Ordered to be reported without amendment favorably. | No additional detail supplied.Committee · Senate | Congress.gov | |
| Official actionPlaced on Senate Legislative Calendar under General Orders. Calendar No. 148. | No additional detail supplied.Calendars · Senate | Congress.gov | |
| Official actionCommittee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60. | No additional detail supplied.Committee · Senate | Congress.gov | |
| Official actionCommittee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60. | No additional detail supplied.Committee · Library of Congress · Code 14000 | Congress.gov | |
| Text versionReported to Senate | A dated text-version record is available. | Congress.gov | |
| Official actionStar Print ordered on 119-60. | No additional detail supplied.Floor · Senate | Congress.gov | |
| Official actionPassed Senate without amendment by Unanimous Consent. (consideration: CR S8689-8691; text: CR S8689-8691) | No additional detail supplied.Floor · Senate | Congress.gov | |
| Official actionPassed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. | No additional detail supplied.Floor · Library of Congress · Code 17000 | Congress.gov | |
| Text versionEngrossed in Senate | A dated text-version record is available. | Congress.gov | |
| Official actionMessage on Senate action sent to the House. | No additional detail supplied.Floor · Senate | Congress.gov | |
| Official actionReceived in the House. | No additional detail supplied.Floor · House floor actions · Code H14000 | Congress.gov | |
| Official actionHeld at the desk. | No additional detail supplied.Floor · House floor actions · Code H15000 | Congress.gov | |
| Official actionMr. Westerman moved to suspend the rules and pass the bill. | No additional detail supplied.Floor · House floor actions · Code H30300 | Congress.gov | |
| Official actionConsidered under suspension of the rules. (consideration: CR H2359-2362; text: CR H2359-2361) | No additional detail supplied.Floor · House floor actions · Code H30000 | Congress.gov | |
| Official actionDEBATE - The House proceeded with forty minutes of debate on S. 723. | No additional detail supplied.Floor · House floor actions · Code H8D000 | Congress.gov | |
| Official actionAt the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed. | No additional detail supplied.Floor · House floor actions · Code H37220 | Congress.gov | |
| Official actionConsidered as unfinished business. (consideration: CR H2390) | No additional detail supplied.Floor · House floor actions · Code H30000 | Congress.gov | |
| Official actionOn motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81). | No additional detail supplied.Floor · House floor actions · Code H37300 | Congress.gov | |
| Official actionPassed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81). | No additional detail supplied.Floor · Library of Congress · Code 8000 | Congress.gov | |
| Official actionMotion to reconsider laid on the table Agreed to without objection. | No additional detail supplied.Floor · House floor actions · Code H38310 | Congress.gov | |
| House roll callHouse roll 81 | On Motion to Suspend the Rules and PassPassed | Congress.gov | |
| Official actionPresented to President. | No additional detail supplied.Floor · House floor actions · Code E20000 | Congress.gov | |
| Official actionPresented to President. | No additional detail supplied.President · Library of Congress · Code 28000 | Congress.gov | |
| Official actionBecame Public Law No: 119-88. | No additional detail supplied.President · Library of Congress · Code E40000 | Congress.gov | |
| Official actionBecame Public Law No: 119-88. | No additional detail supplied.BecameLaw · Library of Congress · Code 36000 | Congress.gov | |
| Official actionSigned by President. | No additional detail supplied.President · Library of Congress · Code E30000 | Congress.gov | |
| Official actionSigned by President. | No additional detail supplied.BecameLaw · Library of Congress · Code 36000 | Congress.gov | |
| Enactment recordPublic Law 119-88 | Tribal Trust Land Homeownership Act of 2025 | Congress.gov | |
| Text versionPublic Law | A dated text-version record is available. | Congress.gov |
House roll calls join only on matching Congress, legislation type, and number. Senate roll calls join only on matching source-supplied document type and number, not question text. Committee and related-measure relationships have no date in their relationship records and therefore are counted above but never placed on the chronology.
Congressional Research Service
CRS summary
Tribal Trust Land Homeownership Act of 2025This act sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.Additionally, the act sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.The act also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.Finally, the act establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.
Tribal Trust Land Homeownership Act of 2025This bill sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.Additionally, the bill sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.The bill also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.Finally, the bill establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.
Official documents
Text versions
- Enrolled BillNot supplied
- Engrossed in SenateDec 11, 2025
- Reported to SenateSep 3, 2025
- Introduced in SenateFeb 25, 2025
- Public LawMay 5, 2026