Rapidly Growing “Buy Now, Pay Later” (BNPL) Financing: Market Developments and Policy Issues

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Report metadata

Identifier

IF12734

Version

1

Product type

Resources

Status

Archived

Published

Aug 8, 2024

Source updated

Feb 27, 2026, 2:38 pm UTC

Authors: Paul Tierno, Karl E. Schneider

Source topics: Financial Technology Innovation, Financial Market Regulation

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Structured Congress.gov references

Related federal bills

• HR 8628To prohibit the Director of the Bureau of Consumer Financial Protection from issuing new rules or guidance relating to buy now pay later services until the Bureau and the Comptroller General of the United States each conduct a study on such services, and for other purposes.
  118th Congress
• HR 1188To establish a task force to protect members of the Armed Forces, veterans, and military families, from financial fraud.
  118th Congress
• HJRES 190Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans".
  118th Congress
• HJRES 195Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans".
  118th Congress