Overview of the Truth in Lending Act

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Report metadata

Identifier

IF12769

Version

3

Product type

Resources

Status

Active

Published

Sep 19, 2024

Source updated

Sep 24, 2025, 6:52 am UTC

Authors: Karl E. Schneider

Source topics: Consumer Finance Protection

Politically.com intentionally does not reproduce the report summary or full text. Use the official Congress.gov links above to read the product in its source context.

Structured Congress.gov references

Related federal bills

• HR 8628To prohibit the Director of the Bureau of Consumer Financial Protection from issuing new rules or guidance relating to buy now pay later services until the Bureau and the Comptroller General of the United States each conduct a study on such services, and for other purposes.
  118th Congress
• HR 7428To regulate the business of offering and providing earned wage access services to consumers, and for other purposes.
  118th Congress
• HR 2481To amend the Truth in Lending Act to include retailers of manufactured or modular homes in the definition of mortgage originator, and for other purposes.
  118th Congress
• S 2021A bill to amend the Truth in Lending Act to apply that Act to small business financing, and for other purposes.
  118th Congress
• HR 8773Making appropriations for financial services and general government for the fiscal year ending September 30, 2025, and for other purposes.
  118th Congress
• S 1934A bill to amend the Truth in Lending Act to empower the States to set the maximum annual percentage rates applicable to consumer credit transactions, and for other purposes.
  118th Congress
• S 3549A bill to amend the Truth in Lending Act to extend the consumer credit protections provided to members of the Armed Forces and their dependents under title 10, United States Code, to all consumers.
  118th Congress
• S 2730A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions.
  118th Congress
• S 2760A bill to amend the Truth in Lending Act to cap credit card interest rates.
  118th Congress
• HR 8338To regulate small-dollar, short-term credit products, to protect the privacy of lenders, and to improve the unfair, deceptive, or abusive acts or practices authority of the Bureau of Consumer Financial Protection, and for other purposes.
  118th Congress
• HR 6398To increase the asset thresholds at which financial institutions become subject to certain requirements, and for other purposes.
  118th Congress
• S 3404A bill to require certain protections for student loan borrowers, and for other purposes.
  118th Congress
• HR 8252To amend the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to establish language access requirements for creditors and servicers, and for other purposes.
  118th Congress
• S 4265A bill to amend the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to establish language access requirements for creditors and servicers, and for other purposes.
  118th Congress
• HJRES 190Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans".
  118th Congress
• HJRES 195Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Truth in Lending (Regulation Z); Use of Digital User Accounts to Access Buy Now, Pay Later Loans".
  118th Congress
• HJRES 122Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)".
  118th Congress
• SJRES 70A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)".
  118th Congress