SBA Disaster Loan Interest Rates: Overview and Policy Options

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Report metadata

Identifier

R46963

Version

7

Product type

Reports

Status

Active

Published

Mar 2, 2026

Source updated

Mar 5, 2026, 4:52 pm UTC

Authors: Bruce R. Lindsay, Darryl E. Getter, Anthony A. Cilluffo

Source topics: Federal Disasters & Assistance

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Structured Congress.gov references

Related federal bills

• S 4167A bill to set the interest rate applicable to certain economic injury disaster loans, and for other purposes.
  116th Congress
• HR 3042Disaster Loan Fairness Act of 2011
  112th Congress
• HR 6296Disaster Loan Fairness Act of 2012
  112th Congress
• HR 2857Disaster Loan Fairness Act of 2013
  113th Congress
• HR 6344To modify the economic injury disaster loan of the Small Business Administration in response to COVID-19, and for other purposes.
  116th Congress
• HR 6324To amend the Small Business Act to provide no interest rate loans to small businesses and non-profit entities impacted by the coronavirus (COVID-19), and for other purposes.
  116th Congress
• HR 6396To provide tax and regulatory relief and health care flexibility to individuals and businesses affected by the 2020 coronavirus pandemic.
  116th Congress
• HR 399To direct the Administrator of the Small Business Administration to establish a forgivable economic injury disaster loan program for small business concerns located near the United States border, and for other purposes.
  117th Congress
• HR 9056A bill to amend the Small Business Act and Small Business Investment Act of 1958 to provide additional assistance under such acts, to create a pollution control financing program for small business.
  94th Congress
• S 1377Omnibus Reconciliation Act of 1981
  97th Congress
• S 408A bill to amend the Small Business Act to provide program levels, salary and expense levels, and authorizations for the Small Business Administration's programs for fiscal years 1986, 1987, and 1988, and for other purposes.
  99th Congress
• HR 2727To require the Administrator of the Small Business Administration to modify the interest rate for eligible loans made to borrowers experiencing short-term financial challenges, and for other purposes.
  118th Congress