EXPERIAN NORTH AMERICA

CSP · Consumer Issues/Safety/Products

Issues related to consumer privacy, data breach, data security, data sharing, cyber security and consumer marketing; including the DELETE Act (H.R. 2612 & S. 1287), a bill to improve safety of members of Congress (S. 2144), and the Securing and Establishing Consumer Uniform Rights and Enforcement over ("SECURE") Data Act (H.R. 8413).

Literal federal measure citations: H.R. 2612, S. 1287, S. 2144, H.R. 8413

FIN · Financial Institutions/Investments/Securities

Legislative and regulatory issues pertaining to FCRA requirements, credit reporting, monitoring, and scoring; including Credit Access and Inclusion Act (S. 1465 & H.R. 5402), ESCRA Act (H.R. 306), FCRA Liability Harmonization Act (H.R. 5775), Credit Freeze for Kids Act (S. 619); and the Guidelines for Use, Access, and Responsible Disclosure ("GUARD") of Financial Data Act (H.R. 8308).

Literal federal measure citations: S. 1465, H.R. 5402, H.R. 306, H.R. 5775, S. 619, H.R. 8308

HCR · Health Issues

Issues related to the use and sharing of electronic health records and payments.

TAX · Taxation/Internal Revenue Code

Issues related to tax credits; including Improve and Enhance the Work Opportunity Tax Credit Act (H.R. 1177 & S. 492).

Literal federal measure citations: H.R. 1177, S. 492

DEF · Defense

S. 2296, National Defense Authorization Act of 2026; Legislative and regulatory issues pertaining to credit reporting, monitoring, and scoring.

Literal federal measure citations: S. 2296

BUD · Budget/Appropriations

Issues related to credit monitoring.

HOU · Housing

Issues related to credit scores and tri-merge reporting.