AMERICAN EXPRESS COMPANY

TAX · Taxation/Internal Revenue Code

Issues relating to the extension of the Tax Cuts and Jobs Act (TCJA) Issues relating to corporate tax proposals Issues relating to OECD global minimum tax rules and US international tax rules Issues relating to CFC look-through Rule Issues relating to net operating losses carryback rule

BAN · Banking

Issues affecting prudential bank regulatory matters, including potential changes to capital and liquidity requirements Issues related to prudential bank regulations including, the Basel III Endgame proposal and the Long-Term Debt proposal Issues related to implementation of merchant category codes, including H.R. 1181, the Protecting Privacy in Purchases Act Issues generally related to merchant pricing, network routing requirements and contract regulation, including the proposed Credit Card Competition Act Issues, including oversight and regulations, related to the Consumer Financial Protection Bureau (CFPB), including penalty fees, rewards, open banking, the fair credit reporting act, digital payments apps, fine print in contracts, etc. Issues related to modernization of the Bank Secrecy Act / Anti-Money Laundering (BSA/AML) requirements Issues related to credit reporting and data brokers Issues related to fraud and fraud-related databases Issues related to potential changes to tailoring regulations that were included in the implementation of S. 2155, the Economic Growth, Regulatory Relief, and Consumer Protection Act Issues related to payment networks operating in China Issues related to debt settlement companies H.R. 1944, the 10 Percent Credit Card Interest Rate Cap Act, provisions related to credit card interest rate caps S. 381, the 10 Percent Credit Card Interest Rate Cap Act, provisions related to credit card interest rate caps

Literal federal measure citations: H.R. 1181, S. 2155, H.R. 1944, S. 381

SCI · Science/Technology

Issues related to cyber security regulatory harmonization Issues related to international data transfers, including the Department of Justice bulk-sensitive data rule Issues related to artificial intelligence, including the Executive Order on AI Draft legislation related to data privacy Draft legislation related to stablecoins, digital asset market structure regulations and other fast payment technologies/central bank digital currencies Draft legislation related to artificial intelligence Draft legislation related to cybersecurity information sharing