CENTER FOR RESPONSIBLE LENDING A SUPPORTING CORP OF CTR FOR COMMUNITY SELF-HELP

BAN · Banking

Opposing the funding contingency plans for the CFPB and CFDI Fund CFPB authority and funtions, related to structure and supervision, research and enforcement priorities; Supervision and enforcement of unregulated "fintech" products and non-brank lenders; Ongoing concerns with other office closures and RIFs at CFPB, Treasury and CDFI Lending Fund; Ongoing concerns with administration efforts to eliminate or consolidate prudential regulators of banking services; Treatment of personal financial information under Sec. 1033 of Dodd Frank Act;

HOU · Housing

Reform of the secondary housing finance system and government sponsored enterprises (GSEs); Support for HUD affirmatively furthering fair housing (AFFH) to take meaningful actions, in addition to combating discrimination, that overcome patterns of segregation; Advocate for full funding of affordable housing programs at the U.S. Department of Housing and Urban Development (HUD); Supporting passage of important provisions within S. 2651, the ROAD to Housing Act; Supporting passage of important provisions in H.R. 5184, the Affordable HOMES Act; Support improvements to H.R. 4568 - SUPPLY (Supporting Upgraded Property Projects and Lending for Yards) Act Oppose H.R. 1078, Respect State Housing Laws Act; Support improvements in H.R. 4810, BUILD Housing Act;" Support H.R. 5907, to authorize grants to eligible entities to select pre-reviewed designs of covered structures of mixed-income housing; Support H.R. 6269, supporting requires FHA to assess barriers to FHA-insured lending to developers for modular housing; Support H.R. 6293, Expansion of Attainable Homeownership Through Manufactured Housing Act of 2025," which updates the definition of manufactured home "chassis provision" in federal law;

Literal federal measure citations: S. 2651, H.R. 5184, H.R. 4568, H.R. 1078, H.R. 4810, H.R. 5907, H.R. 6269, H.R. 6293

EDU · Education

Opposing administration revisions to the Federal Public Service Loan Forgiveness Program; Opposing administration efforts to eliminate the U.S. Department of Education and its functions; Urge the Department of Education to intervene to prevent a student loan default cliff; Addressing the waterfall of student debt defaults; Supporting improvements to H.R. 4444 - the Student Loan Bankruptcy Improvement Act of 2025;

Literal federal measure citations: H.R. 4444

SMB · Small Business

Implementation of Sect. 1071 of Dodd-Frank Act, data collection on small business lending; Support S. AMDT 3640 to S.2296 in support of the CDFI Fund; Improvements to S.2296 to the CDFI Bond Guarantee Program;

Literal federal measure citations: S.2296, S.2296

BUD · Budget/Appropriations

Advocate against policy riders in appropriation and budget resolutions; Support the Consumer Financial Protection Bureau's legal authority to draw its funding from the Federal Reserve Concerns with the funding contigency plans for the CFPB and HUD; Urging full funding of the Community Development Financial Institution Loan Fund's operations;

VET · Veterans

Improving VA home loan loss mitigation efforts, including defending previous improvements through VAST; Supporting technical improvements to improve FHA's ability to better manage partial loss mitigation claims; Support H.R. 1815, VA Home Loan Program Reform Act; Support H.R. ___, supporting the VA Housing Loan Forever Act and its components;

Literal federal measure citations: H.R. 1815

LAW · Law Enforcement/Crime/Criminal Justice

Opposition to a provision witin NDAA to preempt state from regulating AI; Opposing provisions within NDAA to prohibit diversity and inclusion policies; Supporting S. 3243/H.R. 6172, the Ending Forced Arbitration of Race Discrimination Act; Support S.2799, the Forced Arbitration Injustice Relief Act (FAIR Act);

Literal federal measure citations: S. 3243, H.R. 6172, S.2799

CSP · Consumer Issues/Safety/Products

Supporting the continued operations of the CFPB's complaint portal and intake system; Urging the FTC to reopen its Click-to-Cancel rulemaking; Examining impact of BNPL loans getting reported to consumer credit agencies; H.R. 7428 - Earned Wage Access Consumer Protection Act, a bill to declare that earned wage advances and other fintech cash advances are not credit and exempting them from federal lending laws and cost disclosures;

Literal federal measure citations: H.R. 7428

AGR · Agriculture

Implementation and applicability of Sect. 1071 of Dodd-Frank Act, data collection on agricultural mall business lending;