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California 20252026

AB 1680

California FAIR Plan Association.

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Source: Open States / PluralUpdated 2026-09-12 13:12:55 UTC.

Official record

Measure details

Jurisdiction
California
Session
20252026
Chamber
lower
Classification
bill
Subjects
CaliforniaFAIRPlanAssociation
Introduced / first action
2026-02-02 00:00:00

Source-supplied abstracts

The California FAIR Plan Association is a joint reinsurance association in which all insurers licensed to write basic property insurance participate to administer a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels. Existing law requires the Insurance Commissioner to approve the association's plan of operation and authorizes the commissioner to examine the association's books, records, files, papers, and documents that relate to its operation. Existing law authorizes the commissioner to impose civil penalties for various violations of the Insurance Code. This bill would require the association to take corrective actions, as specified by the commissioner or their designee, to rectify violations of applicable statutes, regulations, accounting principles, the plan of operation, or other legally binding applicable rules identified in a report of examination or other operational report. The bill would subject the association to a penalty of not more than $20,000 for failing to take the specified corrective action within a timeframe agreed upon by the commissioner or their designee. The bill would set other civil penalty amounts for violations of provisions relative to the association as not to exceed $10,000 for each act in violation or not to exceed $20,000 if the act was willful, and would require the commissioner to impose those penalties, as specified. The bill would also authorize the commissioner to require the association to both adjust the policy limits available under programs underwritten by the association and make additional coverage offerings available for fair rental value coverage under the association's renters' property insurance program. This bill would incorporate additional changes to Section 10095 of the Insurance Code proposed by AB 69 to be operative only if this bill and AB 69 are enacted and this bill is enacted last.

Sponsors

Source-supplied history

Actions

  1. Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 72. Noes 1.).

    amendment-passage, committee-passage, committee-passage-favorable

  2. In Assembly. Concurrence in Senate amendments pending.

  3. Read third time. Passed. Ordered to the Assembly. (Ayes 39. Noes 0.).

    passage, reading-1, reading-3

  4. Read second time. Ordered to third reading.

    reading-1, reading-2, reading-3

  5. Read third time and amended. Ordered to second reading.

    amendment-passage, reading-1, reading-2, reading-3

  6. Read second time. Ordered to third reading.

    reading-1, reading-2, reading-3

  7. From committee: Do pass. (Ayes 7. Noes 0.) (August 13).

    committee-passage, committee-passage-favorable

  8. In committee: Referred to APPR. suspense file.

    referral-committee

  9. From committee: Do pass and re-refer to Com. on APPR. (Ayes 6. Noes 0.) (June 24). Re-referred to Com. on APPR.

    committee-passage, committee-passage-favorable, referral-committee

  10. From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.

    amendment-introduction, amendment-passage, committee-passage, reading-1, reading-2, referral-committee

  11. From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.

    amendment-introduction, amendment-passage, committee-passage, reading-1, reading-2, referral-committee

  12. From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.

    amendment-introduction, amendment-passage, committee-passage, reading-1, reading-2, referral-committee

  13. Referred to Com. on INS.

    referral-committee

  14. In Senate. Read first time. To Com. on RLS. for assignment.

    reading-1, referral-committee

  15. Read third time. Passed. Ordered to the Senate. (Ayes 62. Noes 8. Page 5192.)

    passage, reading-1, reading-3

  16. Read second time. Ordered to third reading.

    reading-1, reading-2, reading-3

  17. From committee: Do pass. (Ayes 12. Noes 1.) (May 14).

    committee-passage, committee-passage-favorable

  18. In committee: Set, first hearing. Referred to APPR. suspense file.

    referral-committee

  19. From committee: Do pass and re-refer to Com. on APPR. (Ayes 14. Noes 1.) (April 15). Re-referred to Com. on APPR.

    committee-passage, committee-passage-favorable, referral-committee

  20. Re-referred to Com. on INS.

    referral-committee

  21. From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.

    amendment-introduction, amendment-passage, committee-passage, reading-1, reading-2, referral-committee

  22. Re-referred to Com. on INS.

    referral-committee

  23. From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.

    amendment-introduction, amendment-passage, committee-passage, reading-1, reading-2, referral-committee

  24. Referred to Com. on INS.

    referral-committee

  25. From printer. May be heard in committee March 5.

  26. Read first time. To print.

    reading-1

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Related measures

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