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California 20252026

SB 946

Consumer Credit Reporting Agencies Act: escrow agent rating services and escrow agents.

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Source: Open States / PluralUpdated 2026-09-12 13:12:55 UTC.

Official record

Measure details

Jurisdiction
California
Session
20252026
Chamber
upper
Classification
bill
Subjects
ConsumerCreditReportingAgenciesAct, escrowagentratingservicesandescrowagents
Introduced / first action
2026-02-02 00:00:00

Source-supplied abstracts

The Consumer Credit Reporting Agencies Act imposes obligations on consumer credit reporting agencies, users of consumer credit reports, and furnishers of credit information, and establishes remedies for a consumer who suffers damages resulting from a violation of those provisions. Existing law makes specified provisions of the act applicable to an escrow rating service, as defined, requires an escrow agent rating service to establish policies and procedures to safeguard personally identifiable information obtained from an escrow agent, and provides that an escrow agent is a consumer for purposes of those provisions. Existing law repeals those provisions of the act applicable to escrow agent rating services and escrow agents on January 1, 2027. This bill would extend the operation of those provisions indefinitely.

Sponsors

Source-supplied history

Actions

  1. Enrolled and presented to the Governor at 4:30 p.m.

    executive-receipt

  2. In Senate. Ordered to engrossing and enrolling.

    committee-passage

  3. Read third time. Passed. (Ayes 77. Noes 0. Page 6299.) Ordered to the Senate.

    passage, reading-1, reading-3

  4. Read second time. Ordered to third reading.

    reading-1, reading-2, reading-3

  5. From committee: Do pass. (Ayes 15. Noes 0.) (August 13).

    committee-passage, committee-passage-favorable

  6. Assembly Rule 63 suspended.

  7. August 5 set for first hearing. Placed on suspense file.

  8. Re-referred to Com. on APPR. pursuant to Assembly Rule 97.

    referral-committee

  9. Read second time. Ordered to third reading.

    reading-1, reading-2, reading-3

  10. From committee: Do pass. (Ayes 8. Noes 0.) (June 22).

    committee-passage, committee-passage-favorable

  11. Referred to Com. on B. & F.

    referral-committee

  12. In Assembly. Read first time. Held at Desk.

    reading-1

  13. Read third time. Passed. (Ayes 33. Noes 0. Page 4417.) Ordered to the Assembly.

    passage, reading-1, reading-3

  14. Ordered to special consent calendar.

  15. Read second time. Ordered to third reading.

    reading-1, reading-2, reading-3

  16. From committee: Do pass. (Ayes 7. Noes 0. Page 4258.) (May 14).

    committee-passage, committee-passage-favorable

  17. Set for hearing May 14.

  18. April 13 hearing: Placed on APPR. suspense file.

  19. Set for hearing April 13.

  20. From committee: Do pass and re-refer to Com. on APPR. with recommendation: To consent calendar. (Ayes 6. Noes 0. Page 3599.) (March 18). Re-referred to Com. on APPR.

    committee-passage, committee-passage-favorable, referral-committee

  21. Set for hearing March 18.

  22. Referred to Coms. on B. & F.I. and APPR.

    referral-committee

  23. From printer. May be acted upon on or after March 5.

  24. Introduced. Read first time. To Com. on RLS. for assignment. To print.

    introduction, reading-1, referral-committee

When supplied by the API

Related measures

No resolvable related measure is supplied.